Real Estate4/28/2026
Ajman’s real estate market recorded a material acceleration in activity during 2025, supported by higher transaction volumes, stronger transaction values, and sustained demand across both off-plan and ready property segments.
Based on official data released by the Ajman Department of Land & Real Estate Regulation and WAM, the emirate registered 18,779 real estate transactions in 2025 with a combined transaction value of approximately AED 28.09 billion.
This represents a 24.2% increase in transaction count and an estimated 37.0% increase in total transaction value compared to 2024, when 15,125 transactions worth over AED 20.5 billion were recorded.
Growth was broad-based rather than concentrated in isolated months or asset types. Both halves of the year contributed meaningfully to performance, with off-plan projects driving transaction volumes and ready properties contributing to liquidity and higher-value deals.
Ajman Real Estate Market 2025 vs 2024: Headline Performance
Market Scoreboard
|
Year |
Total Transactions |
Total Transaction Value |
YoY Change |
|
2024 |
15,125 |
AED 20.5B+ |
— |
|
2025 |
18,779 |
AED 28.09B |
+24.2% deals / +37.0% value |
Key interpretation:
● Ajman added 3,654 additional transactions year-on-year.
● Value growth exceeded volume growth, indicating larger average ticket sizes, a higher share of villas/land, or increased high-value transactions.
● Performance confirms Ajman’s positioning as a value-driven market with improving liquidity, rather than speculative volatility.
How 2025 Totals Were Calculated
Ajman has not yet published a single consolidated annual report for 2025. Therefore, the full-year totals used in this article are derived using only official releases, following a transparent aggregation method.
Step 1: Official H1 2025 Data
● 8,872 transactions
● AED 12.4 billion total transaction value
Step 2: Official Monthly Releases (H2 2025)
|
Month |
Transactions |
Transaction Value |
Source |
|
July |
1,920 |
AED 3.25B |
WAM |
|
August |
1,389 |
AED 1.9B |
WAM |
|
September |
1,739 |
AED 2.97B |
WAM |
|
October |
1,684 |
AED 2.37B |
Ajman Real Estate |
|
November |
1,552 |
AED 2.42B |
WAM |
|
December |
1,623 |
AED 2.78B |
WAM |
Step 3: Full-Year Calculation
● Total transactions: 8,872 + 9,907 = 18,779
●
Total value: 1
2025 Transaction Timeline: Momentum & Consistency
H1 vs H2 Performance
|
Period |
Transactions |
Transaction Value |
|
H1 2025 |
8,872 |
AED 12.4B |
|
H2 2025 |
9,907 |
AED 15.69B |
What the data shows:
● H2 marginally outperformed H1 in both volume and value.
● Demand remained consistent throughout the year, rather than front-loaded.
● July, September, and December emerged as high-value months, each exceeding AED 2.7 billion.
Monthly Stability
Monthly transaction counts ranged from 1,389 to 1,920, a narrow band that indicates market resilience. No month recorded a sharp contraction, which is notable for a smaller emirate where activity can be cyclical.
Trading vs Mortgage Activity: Liquidity Signals
Trading Operations (Ready Market Indicator)
During H1 2025, Ajman recorded:
● 7,306 trading operations
● Value exceeding AED 8.4 billion
Trading operations primarily reflect completed properties and resale activity, making them a strong indicator of ready-market liquidity.
Mortgage Transactions (Financing Signal)
Official monthly releases reported consistent mortgage activity:
● July 2025: 178 mortgages worth AED 432M
● September 2025: 241 mortgages worth AED 474M
● December 2025: 198 mortgages worth AED 339.8M
Interpretation:
● Ajman is not solely a cash-buyer market.
● Mortgage activity confirms end-user participation, supporting long-term stability.
● Financing demand reinforces liquidity in the ready segment.
Off-Plan vs Ready Market Performance
● Off-plan: Primary sales of under-construction or newly launched projects.
● Ready: Completed units, secondary resale, and trading operations.
Comparative Performance Signals
|
Metric |
Off-Plan Market |
Ready Market |
|
Primary driver |
Transaction count |
Transaction value |
|
Buyer profile |
Investors, overseas buyers |
End-users, financed buyers |
|
Ticket size |
Lower (apartments) |
Higher (villas, resale) |
|
Liquidity signal |
Repeated project rankings |
Trading + mortgage volumes |
The data indicates a complementary relationship: off-plan absorbed volume, while ready properties anchored value and liquidity.
Top Areas in Ajman (2025)
Official releases rank the most active neighbourhoods. Area leadership is identified through repeated official rankings across multiple periods, which is standard practice in government market summaries.
Officially Ranked Most Traded Areas
|
Rank |
Area |
Evidence from Official Releases |
Notes |
|
1 |
Al Helio 2 |
H1 2025, Sep 2025, Nov 2025 |
Most consistently ranked |
|
2 |
Al Helio 1 |
Sep & Nov 2025 |
Strong villa demand |
|
3 |
Al Yasmeen |
H1 & Sep 2025 |
End-user driven |
|
4 |
Al Zahia / Al Zahya |
H1 & Nov 2025 |
Affordable entry |
|
5 |
Al Rumaila (sub-areas) |
Q3 highlights |
High-value transactions |
Why these areas dominate:
● Proximity to Sharjah
● Availability of villas and plots
● Competitive pricing relative to Dubai/Sharjah
● Repeated appearance in official rankings signals sustained demand, not one-off deals
Top Off-Plan Projects in Ajman (2025)
Data Limitation Disclosure
Ajman does not publish a consolidated annual table of transaction totals by project. Project leadership is therefore identified using repeated official mentions of the most traded projects across months.
Top Off-Plan Apartment Projects
|
Rank |
Project |
Evidence |
Demand Signal |
|
1 |
Emirates City |
Repeated mentions (Sep, Nov, Dec) |
Highest liquidity |
|
2 |
Ajman One |
Multiple monthly releases |
Investor-focused |
|
3 |
City Towers / Madina City Towers |
Frequent mentions |
Affordable apartments |
These projects consistently appear in official releases as the most traded developments, indicating strong absorption and resale activity.
Top Off-Plan Villa & Townhouse Projects
|
Rank |
Project |
Evidence |
Notes |
|
1 |
Golf Estate |
Highest single development sale in Nov 2025 (AED 2.75M) |
Premium villa demand |
|
— |
Other villa communities |
Appear in area-level rankings |
Higher ticket sizes |
Villa projects generate lower transaction counts but significantly higher value per deal, contributing disproportionately to transaction value growth.
Buyer Mix and Demand Drivers
Investors
● Concentrated in off-plan apartments
● Drove transaction volume growth
● Favoured projects with repeated liquidity signals
End-Users
● Active in villas and ready properties
● Supported by mortgage availability
● Anchored transaction values
Why Ajman Attracted Demand in 2025
● Lower entry prices than in Dubai and Sharjah
● Proximity to Sharjah employment zones
● Increasing financing participation
● Consistent supply across apartments, villas, and plots
Ajman in the UAE Context
Across five emirates, UAE real estate transactions exceeded AED 239 billion in Q1 2025 alone. Ajman’s performance aligns with this national momentum but stands out for:
● Higher affordability
● Strong volume-driven growth
● Increasing liquidity indicators
What the 2025 Data Suggests for 2026
Transaction Volume Outlook
The strong transaction performance recorded in 2025 suggests that Ajman will enter 2026 with sustained market activity. While the pace of year-on-year growth is expected to normalize after a sharp expansion, overall transaction volumes are likely to remain elevated. This reflects improving market confidence and a wider buyer base rather than short-term speculative activity.
Off-Plan Market Direction
Off-plan apartments are expected to continue leading transaction counts in 2026. Investor demand remains driven by affordable entry prices, structured payment plans, and relative value compared with Dubai and Sharjah.
The repeated appearance of projects such as Emirates City and Ajman One in official monthly data indicates consistent absorption, pointing to structural demand rather than isolated sales spikes.
Role of Ready Properties and Villas
Ready properties and villa segments will remain essential for value stability and market liquidity. Trading operations and higher-value completed home transactions observed in 2025 highlight the importance of finished stock for price benchmarking and resale depth. These segments are likely to attract both upgrading end-users and longer-horizon investors in 2026.
Mortgage Activity and End-User Participation
Mortgage transactions reported across several months in 2025 indicate growing owner-occupier participation. Increased financing activity typically supports longer holding periods and reduces volatility, suggesting Ajman’s market is gradually shifting toward a more balanced mix of investors and end-users.
Area-Level Demand Concentration
Demand in 2026 is expected to remain concentrated in established and high-liquidity locations. Areas such as Al Helio and Al Yasmeen, along with key master-planned projects, are well-positioned to maintain transaction leadership due to infrastructure readiness, pricing transparency, and a proven record of consistent deal flow.
Final Conclusion
Ajman’s real estate market in 2025 delivered quantifiable, broad-based growth, supported by rising transaction volumes, stronger values, and balanced participation across off-plan and ready segments.
With 18,779 verified transactions worth approximately AED 28.09 billion, the emirate reinforced its position as a value-driven UAE property market with improving liquidity.
Official data shows that growth was not speculative but grounded in consistent demand, financing participation, and concentrated activity in key areas and projects—creating a solid foundation heading into 2026.
FAQs
How many deals happened in Ajman in 2025?
Ajman recorded 18,779 property transactions in 2025, calculated using official half-year data and verified monthly releases issued by the Ajman Department of Land & Real Estate Regulation and WAM.
Which areas were most active in 2025?
Official rankings consistently placed Al Helio 2 first, followed by Al Helio 1, Al Yasmeen, and Al Zahia, based on repeated mentions across multiple government releases.
Which projects led off-plan activity?
Projects such as Emirates City, Ajman One, and City Towers appeared repeatedly in official reports as the most traded off-plan developments throughout 2025.
Is Ajman’s growth driven more by investors or end-users in 2025?
Investor activity dominated off-plan apartments, while end-users supported ready properties in Helio and Yasmeen, backed by mortgage transactions and stable resale demand.
How does Ajman compare with Dubai and Sharjah for affordability in 2025?
Ajman remained the most affordable emirate for entry pricing, with lower average ticket sizes, making it attractive for yield-focused investors priced out of Dubai and Sharjah.